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Loan Against Property

Apply for Loan Against Property with Funds up to 80% of property value.



Loan Against Property….Simplified

Residential Property, Commercial Property and Special Use Property can act as collateral against LAP. It’s a Long Term Secured Loan having lower rate of interest. Lap Loans are also flexible, as this loan can be used for a wide range of expenditures, from business to personal.

Loan Against Property for Salaried Segment

Salaried people aged between 25 years to 65 years can avail Home Loan. Documents required for Loan Against Property are Proof of Identity (Valid Passport, Voter’s ID Card, PAN Card, Valid Driving License etc), Proof of Address (Valid Passport, Aadhaar Card, Valid Bank Statement, Utility Bills etc), and Proof of Income (Salary Account Bank Statement, last 3 months pay slips, Copy of Form-16, Last 2 years ITR etc.). Customers also need to submit property documents like Title Deed, No Encumbrance Certificate, and Previous chain of paperwork from previous owners of the property. A CIBIL Score of 750 and above helps to get the best deal in Loan Against Property.

Loan Against Property for Self Employed Segment

Self Employed individuals aged between 25 years to 65 years can avail Loan Against Property. Documents required for Loan Against Property are Proof of Identity (Valid Passport, Voter’s ID Card, PAN Card, Valid Driving License etc), Proof of Address (Valid Passport, Aadhaar Card, Valid Bank Statement, Utility Bills etc), and Proof of Income (Certificate of Qualification for Professionals, Business Details, Personal Bank Statement, Audited Financial Statements of last 2 years etc.). Customers also need to submit property documents like Title Deed, No Encumbrance Certificate, and Previous chain of paperwork from previous owners of the property. A CIBIL Score of 750 and above helps to get the best deal in Loan Against Property.

Property Papers Requirement

  • Agreement of Sale (anyone)
    • Registered Agreement of Sale
    • Stamped Agreement of Sale
    • Allotment Letter
  • Occupancy Certificate in case the property is a ready-to-move-in property.
  • Copy (blueprint) of the Approved Plan and Registered Development agreement of the builder.
  • Conveyance Deed in case of a new property.
  • Bank account statements indicating all payments made to the seller or builder.
Types of Loan Against Property
LAP for Doctors
LAP Top UP
Balance Transfer
Drop Line OD
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Give You the Best Solution



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Fair Valuation of your Property


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