Get Personal Loan up to Rs 1 Crore at attractive interest rate with flexible tenure up to 84 Months.
Personal Loans can be availed by both the Salaried and Self Employed segments. Usage of this loan includes Cash in Hand for Emergency Situation, Medical Emergency, Debt Consolidation, Business Expenses, High Value Purchases, Marriage, Vacations and House Renovation etc.
Salaried people aged between 21 years to 60 years having a Minimum Net Monthly Income of Rs 15,000/- can avail Personal Loan. Documents required for personal loan are Proof of Identity (Valid Passport, Voter’s ID Card, PAN Card, Valid Driving License etc), Proof of Address (Valid Passport, Aadhaar Card, Valid Bank Statement, Utility Bills etc), and Proof of Income (Salary Account Bank Statement, last 3 months pay slips etc.). A CIBIL Score of 750 and above helps to get the best deal in Personal Loan.
Self Employed individuals aged between 21 years to 55 years having a Minimum Net Monthly Income of Rs 25,000/- can avail Personal Loan. Documents required for personal loan are Proof of Identity (Valid Passport, Voter’s ID Card, PAN Card, Valid Driving License etc), Proof of Address (Valid Passport, Aadhaar Card, Valid Bank Statement, Utility Bills etc), and Proof of Income (Personal Bank Statement, Audited Financial Statements of last 2 years etc.). A CIBIL Score of 750 and above helps to get the best deal in Personal Loan.
NRIs can also avail Personal Loan. Documents required for personal loan are Proof of Identity (Valid Passport, VISA copy etc), Proof of Address (Valid NRE/NRO Bank Statement, Utility Bills etc), and Proof of Income (Salary Certificate, Salary Slips, Valid Work Permit etc.).
One can avail Personal Loan Top Up facility to get an additional loan amount over the existing personal loan running with a Bank/NBFC. Top Up can be taken at least after 1 year of taking the personal loan if the EMI payments are regular. The loan amount, interest rate and tenure will set by the lender Bank/NBFC.
Balance Transfer facility gives the customer the benefit of transferring the existing loan to a different lender Bank/NBFC. Balance Transfer is being done to get better interest rate, flexible tenure and top up.